AUSTRAL MERCANTILE COLLECTIONS PTY LIMITED
(ABN 11 083 776 149)
Kinds of personal information we collect and hold
Personal information is any information or an opinion about an identified individual, or an individual who is reasonably identifiable:
whether the information or opinion is true or not, and
whether the information or opinion is recorded in a material form or not.
Types of personal information we generally collect may include:
Names, addresses, dates of birth and contact details
Employment and/or business history
Financial circumstances, income and history
For employment applications – past employment information, qualifications, information about residency status and proof of identity details.
How personal information is collected and held
When we need to collect personal information we will, in most cases, collect the information directly from you.
Unless we are required or permitted by law to collect sensitive personal information, such as health information, we will first obtain your consent.
We collect personal information that you submit when you are using our online services, including payment information or recruitment information processed by our service providers.
Your personal information is held in secure environments including computer systems and databases, paper records and telephone recordings. We may utilise related companies, agents and third party suppliers for data storage services.
When you supply information via the internet, all information you submit is held securely and is not retained on our web servers. Credit card details submitted via our websites are processed through our service providers. Other information held on our systems cannot be accessed through the internet connection. Our online payment facilities are secure and the data, once collected, cannot be accessed through the internet.
Purposes for collecting, holding, using and disclosing personal information
We only collect personal information where it is reasonably necessary for one or more of our functions or activities. Where the personal information is sensitive – such as health and medical information – we will also obtain your consent before collecting the information unless we are permitted by law or an exception under the Act applies. An example of an exception would be where the collection is necessary to lessen or prevent a serious threat to the life, health or safety of any individual, or to public health or safety.
If you request, there are limited circumstances where you may be able to deal with us anonymously or by using a pseudonym. An example is where you are seeking only general information about one of our products or services. In most cases it will not be reasonably possible for you to deal with us in this way.
If you do not supply the information we request we may not be able to provide certain products or services to you, or accept your expression of interest or application for employment with us.
How we use and disclose your personal information
We will only use or disclose your personal information in ways that you would reasonably expect, in order for us to provide and market services to you, provide you with online training or allow you to use our recruitment facilities. We will request your consent for any other purpose.
Who we may disclose your personal information to
We, or our authorised agent, may disclose your personal information to:
any person authorised by you
our related company located in the Philippines (that provides accounting and administration services to us in Australia)
a mail house, records management company or technology services provider (for printing and/or delivery of mail and email, including secure storage and management of our records)
credit reporting agencies
auditors, solicitors and other professional consultants
suppliers, repairers and contractors
trade, commercial and/or mercantile agents and auctioneers
insolvency practitioners such as administrators, receivers and liquidators
insurers, insurance brokers, insurance assessors and inspection agents
vehicle registration authorities and motor clubs
Government departments or agencies (where required or authorised by law).
Personal information (about you) may also be collected from the above people or organisations.
Disclosure to overseas recipients
In some instances our service providers and related companies to which we disclose personal information may be located overseas. The countries in which these service providers and related companies are located may vary from time to time, but include the Philippines, India, Ireland, the UK, the USA, China and countries in the European Union.
Where personal information has been disclosed to an overseas recipient, there is a possibility that in certain cases that recipient may be required to disclose it under a foreign law. Where this occurs, such disclosure is not a breach of the Act.
Accessing and seeking correction of your personal information
Our aim is to always have accurate, complete, up-to-date and relevant personal information. When you receive any documents from us you should check that the information is correct. You may contact us to request access to your personal information that we hold at any time, and request us to correct any errors in that information. Generally no restrictions or charges will apply.
How you can contact us or make a complaint
If you would like more information about how we manage your personal information, wish to request access to or correction of your personal information, please contact email@example.com or write to: The Compliance Officer, Austral Mercantile Collections Pty Ltd, GPO Box 82, Sydney NSW 2001.